Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

Learn about the pros and cons of private and federal student loans.

WASHINGTON — As a federal government shutdown begins Oct. 1, millions of student loan borrowers may be wondering how the funding lapse could affect their payments and services. The short answer: Keep ...

Programs from the SBA and USDA offer affordable financing options. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions ...

When it was created in 1965, the federal student loan program was pitched as a way to make college accessible for Americans who couldn't afford to pay tuition out of pocket. The program would ...

WASHINGTON, DC - SEPTEMBER 25: U.S. House Minority Leader Hakeem Jeffries (D-NY) speaks during a press conference at the U.S. Capitol Building on September 25, 2025 in Washington, DC. Jeffries spoke ...